Understanding the Reasons Behind MACT Claim Rejections

Updated on November 20, 2024 06:39:00 AM

Motor Accident Claim Tribunal (MACT) is a legal forum that handles the issues related to road accidents and their claims. An accident affects several lives who depend on that person who has lost his/her life due to anyone else's negligence. Therefore, it is crucial to seek compensation for an accident that can be beneficial for the victim’s dependents and himself as well. For Seeking compensation, MACT has a stepwise procedure, here, the claimant might have to face rejection.

However, the petitioner or Claimant must have a complete understanding of the MACT and how it works. Through this article, we will get the reasons for MACT Claim Rejections and other points that must be in mind during filing a petition in MACT.

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What is the MACT?

The MACT (Motor Accident Claim Tribunal) is a kind of small court that has been created to settle accident-related issues. The State Government allows the MACT to decide on compensation claims under Clause 163 (MV Act, 1988). Sections 140 and 163-A of the Motor Vehicle Act, 1988 provide for the right to file a claim and receive compensation following the death, incapacity, or physical harm caused by an accident.

Significance of MACT Claim for Victim

MACT claims provide accident victims and their families with a crucial opportunity to seek financial compensation for their losses. Compensation paid through MACT claims covers a wide range of issues, including medical bills, lost income, and rehabilitation costs, providing a lifeline to individuals in physical, mental, and financial suffering.

Common Reasons for MACT Claim Rejection

There are several reasons of rejection of a MACT claim. Here are some of the most common reasons of rejection of a MACT claim are mentioned below:

  1. Lack of Proper Documentation: The lack of proper Documentation is the main reason for MACT claim rejection. Claims need a thorough set of documents, including police reports, medical records, witness testimony, and other relevant proof. Incomplete or incorrect documentation might lead to suspicion from the tribunal, therefore claimants must carefully gather and present all essential papers to support their case.
  2. Delayed Filing of Claim: MACT provides certain deadlines for filing claims after an accident. Failure to meet these statutory deadlines usually results in claim rejection. Delayed submissions could put at risk evidence accuracy, witness memories, and the overall strength of the case. Claimants should be aware of these deadlines and begin the claims procedure as soon as possible to prevent unnecessary delays.
  3. Differences in Witness Statements: Differences or discrepancies in statements from witnesses can seriously weaken the credibility of a claim. Eyewitness testimonies are widely relied upon by tribunals to establish the sequence of events and evaluate responsibility. If there are inconsistent testimonies from witnesses, the tribunal may call the whole claim into doubt. Claimants must ensure that witness accounts are accurate and create an overall story of the accident.
  4. Underestimation of Damages: Another common cause for MACT rejections of claims is the claimant's underestimating or undervaluation of his or her losses. Damages in accidents can include long-term medical bills, lost income, and emotional anguish, in addition to acute medical expenses and vehicle repairs. Claimants often commit the error of failing to fully examine the extent of their damages. Professional consultation with legal and medical specialists is essential for correctly estimating damages and ensuring that the claim appropriately represents the exact impact of the event. Improper valuation might lead to suspicion and the claim being rejected.

How Can Litem Help You?

Litem Legalis has an experienced professional team with years of experience. Our objective is to spread awareness and help people as much as we can. Our team will help you as your legal attorney to file a petition and get compensation as soon as possible. We will provide you with a thorough understanding of the MACT and your rights that can help you to lead yourself in future as well. Feel free to reach us for your legal needs, we are always ready to help you.

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Conclusion

Understanding and resolving the main reasons for MACT rejections of claims is essential for people seeking fair compensation after an accident. Addressing these issues is critical, from precise documentation to timely filings and proper estimates of losses. Claimants have to understand every detail of the procedure and obtain legal advice when required. Individuals may negotiate the complex environment of MACT claims more efficiently, improving their chances of a successful settlement and receiving the money they deserve.

Frequently Asked Questions

What is a MACT claim?

MACT, which stands for Motor Accident Claim Tribunal, is a small legal forum that resolves claims related to accidents.

Who is the insurer in an accident claim?

The insurer is the person or company who has to pay or award the compensation amount to the victim (who lost his/her life in that accident) or their legal heir.

Who can claim in MACT?

Anyone can file an application/petition in MACT for compensation, can be a victim, their legal heirs or anyone else.

What is DAR in MACT cases?

DAR stands for Detailed Accident Report. It is a comprehensive document that contains all the relevant information and facts about the accident. It is used as evidence in MACT proceedings.

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